Kurs Singapore Dollar ke Rupiah: SGD to IDR Rate Today

If you’re moving money between Singapore and Indonesia, even a small difference in the exchange rate can add up to real money. The Singapore Dollar to Indonesian Rupiah rate fluctuates daily across platforms, so locking in the best deal means knowing where to look and what the numbers actually mean. This guide walks you through the current rate from multiple providers, shows you exactly what 100, 1,000, and 10,000 SGD convert to, and highlights where the spreads hide.

Current Rate: 13,572.38 IDR per SGD (XE mid-market) · 30-Day Avg: ~13,411 IDR per SGD (Wise) · 90-Day Change: 2.73% increase · BCA Buy: 13,537 IDR · Investing.com: 13,562.55 IDR

The table below consolidates verified mid-market and bank rates so you can see at a glance where the best deals sit.

What is 1 Singapore Dollar in Rupiah?

The value of 1 SGD in IDR depends on which provider you check. According to XE, the mid-market rate stands at 13,572.38 IDR per SGD as of 30 April 2026 (XE Currency Converter). Investing.com shows a current trading rate of 13,562.55 IDR per SGD (Investing.com), while Wise lists its mid-market rate at 13,177.30 IDR per SGD (Wise).

Current rate from Wise and XE

The gap between XE’s 13,572.38 and Wise’s 13,177.30 amounts to roughly 395 IDR per SGD. For someone converting S$1,000, that difference alone is about Rp 395,000—enough to cover a modest restaurant bill or a domestic transfer fee. XE’s rate tends to sit near the top of the range among major converters, while Wise’s rate often reflects a slightly lower interbank benchmark. The right choice depends on whether the provider charges transfer fees on top of the rate.

Recent fluctuations

Based on available data points, the SGD/IDR rate has shown modest volatility over recent months. OFX recorded a rate of 13,035.28 IDR per SGD on 31 March 2026 (OFX), and Investing.com showed a previous close of 13,480.92 IDR on 29 April 2026. The daily range has stayed relatively tight, with Investing.com data suggesting fluctuation of roughly 81.63 IDR between sessions.

The mid-market rate represents the true interbank value of a currency without any markup. XE defines it as the midpoint between buy and sell prices in global currency markets (XE). When you see a provider rate, it is almost always below the mid-market rate because the service provider keeps a spread as their fee.

How much is 100 Singapore Dollars in Rupiah?

At XE’s mid-market rate of 13,572.38 IDR per SGD, 100 SGD converts to approximately 1,357,238 IDR. At Investing.com’s rate of 13,562.55, that same 100 SGD yields roughly 1,356,255 IDR. The difference is small at this amount, but it grows quickly once you scale up.

Live conversion calculator

Most conversion platforms let you type in any amount and get an instant result. MyCurrencyTransfer shows its mid-market comparison at 13,262.80 IDR per SGD (MyCurrencyTransfer), translating to about 1,326,280 IDR for S$100. CurrencyFair’s live rate of 13,430.61 (CurrencyFair) produces roughly 1,343,061 IDR.

Revolut US, which operates across regions, quotes 1 SGD at 12,597.29 IDR (Revolut US). That means 100 SGD on Revolut US converts to approximately 1,259,729 IDR—about 97,500 IDR less than what XE offers. Revolut claims to offer competitive rates without hidden fees (Revolut), though the quoted rate itself reflects their spread.

Bank rates like BCA

If you visit a Bank Central Asia (BCA) branch in Singapore or Indonesia, the rates differ from online converters. BCA’s buy rate is 13,537 IDR per SGD and their sell rate is 13,695 IDR per SGD. At 100 SGD, that puts you at approximately 1,353,700 IDR (buy) to 1,369,500 IDR (sell). Banks typically offer less competitive rates than dedicated online transfer services, and they almost always charge a fixed or percentage-based transfer fee on top.

What is 1,000 Singapore Dollars in Rupiah?

At XE’s mid-market rate of 13,572.38 IDR per SGD, 1,000 SGD converts to approximately 13,572,380 IDR. At Investing.com’s current rate of 13,562.55, that yields about 13,562,550 IDR. These figures represent the baseline before any transfer fees are applied.

Breakdown per source

Across the verified providers, the spread for 1,000 SGD is notable. Wise at 13,177.30 IDR per SGD delivers roughly 13,177,300 IDR (Wise). CurrencyFair at 13,430.61 IDR gives approximately 13,430,610 IDR (CurrencyFair). MyCurrencyTransfer at 13,262.80 IDR produces about 13,262,800 IDR (MyCurrencyTransfer).

The highest current rate comes from Remitly, which reportedly offers promotional rates up to 14,027.39 IDR per SGD on first transfers (Remitly). That would translate to approximately 14,027,390 IDR for S$1,000 on an initial transaction—though promotional rates are typically reserved for first-time users only.

Transfer fees impact

Transfer fees are where providers differentiate. Some charge a flat fee, others take a percentage, and a few advertise zero fees while making money on the exchange rate spread. Wise states it uses the mid-market rate like a local conversion (Wise), meaning the rate you see is the rate you get, with only a small transfer fee added separately. Other platforms may embed their fee into a less favorable exchange rate.

For a S$1,000 transfer, a 1% worse rate costs you roughly 135,723 IDR—more than S$10 at current rates. Always check whether a platform charges a fee AND what exchange rate they apply.

How many Rupiah for 10,000 Singapore Dollars?

Scaling up to S$10,000 makes the rate differences undeniable. At XE’s mid-market rate of 13,572.38 IDR per SGD, 10,000 SGD converts to approximately 135,723,800 IDR. At Investing.com’s 13,562.55, that’s roughly 135,625,500 IDR. The spread between the highest and lowest verified providers translates to millions of Rupiah.

Large amount rates

For large transfers, the spread between mid-market rates becomes significant. XE and Investing.com sit near the top of the range at 13,572.38 and 13,562.55 respectively. Wise at 13,177.30 and Revolut US at 12,597.29 sit well below. The difference between XE and Revolut US on S$10,000 is roughly 975,090 IDR—nearly Rp 1 million lost to the spread alone.

BCA’s sell rate of 13,695 IDR per SGD would convert S$10,000 to approximately 136,950,000 IDR. This is notably higher than the mid-market rate, but bank transfers typically include fixed fees and may require in-person visits. For large sums, the total cost often works out worse at a bank despite the seemingly better rate.

Best transfer services

Services built for international transfers generally offer better rates than banks for amounts like S$10,000. XE, Wise, CurrencyFair, and MyCurrencyTransfer all target this market. Western Union also provides an SGD-IDR converter for quick sends (Western Union), though their rates typically include a larger spread to cover physical agent networks.

Instarem offers SGD-IDR transfers with trend analysis (Instarem), though their rates tend to lag behind the mid-market benchmark. For one-time large transfers, comparing even three providers can save Rp 1–2 million.

What is the current SGD to IDR exchange rate today?

As of 30 April 2026, the current mid-market SGD to IDR rate sits at 13,572.38 IDR per SGD according to XE (XE Currency Converter). Investing.com shows a current trading rate of 13,562.55 IDR per SGD (Investing.com). The previous close recorded on 29 April 2026 was 13,480.92 IDR per SGD, suggesting relatively tight daily movement.

Live updates from top sites

Currency converters update continuously during market hours. XE and Investing.com both display live rates that refresh throughout the day. CurrencyFair updates its live rate at regular intervals (CurrencyFair), while OFX provides dated rates that reflect the most recent snapshot available (OFX). Revolut notes that rates fluctuate and advises checking the in-app rate for real-time accuracy (Revolut AU).

30-90 day trends

Based on available data points, the SGD/IDR rate has shown modest appreciation. The 90-day change stands at approximately 2.73%, meaning the Rupiah has strengthened slightly against the Singapore Dollar over that period. Revolut’s historical chart shows a rate of 12,765.44 IDR per SGD on 25 July 2024 (Revolut AU), providing a longer-term reference point.

MyCurrencyTransfer compares its mid-market rate against bank rates (MyCurrencyTransfer), helping readers understand how current offers stack up against institutional alternatives. For those monitoring trends, the gap between mid-market and bank rates provides a useful gauge of service value over time.

How do provider rates compare?

Across eight verified providers, the SGD/IDR mid-market spread spans roughly 975 IDR per SGD. XE leads at 13,572.38, while Revolut US sits lowest among mainstream services at 12,597.29 (XE; Revolut US). The gap represents the accumulated spreads, regional pricing, and promotional strategies of each platform.

Regional variations

Revolut US and Revolut AU quote different rates for the same currency pair. On 30 April 2026, Revolut US showed 12,597.29 IDR per SGD, while Revolut AU was at 12,700.87 IDR per SGD (Revolut US; Revolut AU). The regional difference of roughly 0.8% reflects how fintech platforms adjust pricing for different markets. Singapore-focused services like Remitly and Western Union tend to offer more competitive SGD-IDR rates (Remitly; Western Union), targeting users who frequently send money between the two countries.

Mid-market vs promotional rates

Most providers quote below the mid-market rate, but promotional offers can temporarily exceed it. Remitly’s first-transfer promotional rate of 14,027.39 IDR per SGD beats even XE’s 13,572.38 by about 455 IDR per SGD (Remitly). For a S$1,000 first transfer, that’s roughly Rp 455,000 more than the mid-market baseline. However, these promotional rates are designed to acquire new customers and typically do not apply to subsequent transfers. Regular users should evaluate standard rates, not promotional ones.

The mid-market rate is the midpoint between buy and sell prices in global currency markets.

— XE (XE Currency Converter)

Revolut always offers great exchange rates without hidden fees.

— Revolut (Revolut US)

Join today and get a promotional rate of 14,027.39 IDR to 1 SGD on your first money transfer.

— Remitly (Remitly)

For cross-border workers, diaspora families, and business operators moving money between Singapore and Indonesia, the choice of transfer platform is a financial decision. The mid-market rate sits at roughly 13,572.38 IDR per SGD on a good day, but most providers apply a spread that shrinks what you receive. The gap between the best and worst mainstream rates—about Rp 975,000 for a S$10,000 transfer—is not a hidden fee; it’s visible if you know where to look. Comparing at least two providers before each large transfer takes two minutes and puts real money back in your pocket.

Related reading: Kurs Dollar Singapore Hari Ini: Live SGD to IDR Rates · DBS Share Price Today – Live SGD Price and Key Insights

Travelers from Singapore to Indonesia track live SGD to IDR rates daily, as even minor fluctuations impact transfer costs significantly.

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