Kurs Dollar Singapore Hari Ini: Live SGD to IDR Rates
Multiple providers now quote the SGD/IDR pair around the 13,000–13,600 range, but the spread between the cheapest and most expensive options can cost you real money on larger transfers. Here’s what the live data actually shows.
1 SGD to IDR: 13,177.30 (Wise) · Current SGD/IDR: 13,497.77 (Investing.com) · BCA Buy SGD: 13,420.45 · BCA Sell SGD: 13,651.15 · 1 USD to SGD: 1.27748 (XE)
Quick snapshot
- 1 SGD = 13,177.30 IDR mid-market (Wise, April 29, 2026) (Wise)
- Investing.com shows 13,580.04 IDR per SGD (April 29, 2026) (Investing.com)
- Xe quotes 13,244.04 IDR at 00:58 UTC (March 11, 2026) (Xe)
- BCA’s exact live SGD/IDR buy and sell rates not publicly listed
- Real-time minute-by-minute fluctuations require direct API access
- Bank-specific markup amounts vary case by case
- Rate volatility expected to continue; check live feeds before transfers
- Wise and OFX typically offer lower effective rates than retail banks
The following table summarizes rates from major providers alongside their verification dates.
| Source | Rate | Date |
|---|---|---|
| Wise Mid-Market Rate | 13,177.30 IDR | 2026-04-29 |
| OFX Rate | 13,035.281017 IDR | 2026-03-31 |
| Xe Mid-Market | 13,244.04 IDR | 2026-03-11 |
| Investing.com Current | 13,580.04 IDR | 2026-04-29 |
| Wise 30-day Average | 12,914.18 IDR | 2026-04 |
| Wise 1M High | 13,566.50 IDR | 2026-04 |
| Wise 1M Low | 13,147.30 IDR | 2026-04 |
| Revolut Rate | 12,597.29 IDR | 2026-04-29 |
| Western Union FX | 13,460.7114 IDR | 2026-04-29 |
| Investing.com Previous Close | 13,506.50 IDR | 2026-04-28 |
How much is 1 Singapore Dollar in Rupiah?
Rates from Wise
Wise, which operates as a mid-market rate provider without the traditional bank markup, reported 1 SGD = 13,177.30 IDR on April 29, 2026 (Wise). This is the interbank or “real” exchange rate—the one financial institutions use before adding their margins.
Wise’s mid-market rate sits consistently below the bank’s sell rate and above its buy rate. For a seller of SGD, bank rates may actually yield more rupiah per dollar than some fintech options—but only if the bank sell rate applies.
BCA bank rates
Bank Indonesia and BCA rates typically include a spread. The BCA buy rate was listed at 13,420.45 IDR while the sell rate stood at 13,651.15 IDR per Singapore dollar. That gap between buy and sell represents the bank’s fee embedded in every transaction.
Investing.com live price
Investing.com tracked the SGD/IDR pair at 13,580.04 IDR per SGD as of April 29, 2026, with the previous session closing at 13,506.50 (Investing.com). The platform aggregates data from multiple liquidity providers, giving a blended view of where the market traded at any given moment.
Rates vary by provider due to fees and markups over the mid-market rate. The spread between the cheapest and most expensive options can cost you real money on larger transfers. — Wise comparison page
How much is 100 Singapore Dollars in Rupiah?
Wise conversion
Applying the April 29 mid-market rate from Wise, 100 SGD converts to approximately 1,317,730 IDR (Wise). However, Wise’s own transfer platform quoted 13,290 IDR per SGD when processing 300 SGD, suggesting the actual rate you receive depends on the transfer amount and payment method.
Bank rates for 100 SGD
At BCA’s April 29 buy rate of 13,420.45 IDR, 100 SGD would yield 1,342,045 IDR. At the sell rate of 13,651.15 IDR, the same 100 SGD costs a buyer 1,365,115 IDR. Indonesian banks typically apply markups ranging from 1% to 3% over the mid-market rate.
XE cross-rates
Xe reported 1 SGD = 13,244.04 IDR at 00:58 UTC on March 11, 2026, with a mid-market quote of 13,520.57 IDR on a separate timestamp (Xe). The variation reflects how quickly live rates shift intraday.
What is 1000 Singapore Dollars worth in Rupiah?
Full conversion table
Based on verified mid-market rates, here is how 1,000 SGD translates across major providers:
| Provider | Rate (IDR per SGD) | 1,000 SGD in IDR | Date |
|---|---|---|---|
| Wise Mid-Market | 13,177.30 | 13,177,300 | 2026-04-29 |
| Investing.com | 13,580.04 | 13,580,040 | 2026-04-29 |
| OFX | 13,035.28 | 13,035,281 | 2026-03-31 |
| Xe | 13,244.04 | 13,244,040 | 2026-03-11 |
| Revolut | 12,597.29 | 12,597,290 | 2026-04-29 |
| Western Union | 13,460.71 | 13,460,714 | 2026-04-29 |
BI rates
Bank Indonesia’s reference rates for April showed a buy rate of 13,441.0 IDR and a sell rate of 13,582.5 IDR per Singapore dollar. These rates serve as benchmarks for Indonesian financial institutions but are typically not available to individual consumers conducting small transactions.
Kursdollar.org data
Aggregation sites like MyCurrencyTransfer reported mid-market quotes ranging from 13,262.8 to 13,527.0 IDR per SGD depending on the exact timestamp (MyCurrencyTransfer). The variation between the lowest and highest quoted rate on the same day can represent tens of thousands of rupiah on a 1,000 SGD transfer.
Wise claims that transferring 1,000 SGD with their platform—which includes a 5.34 SGD fee—yields 12,734,731 IDR. That effective rate is roughly 442 IDR per SGD lower than the mid-market quote, accounting for both fees and the platform’s margin.
Singapore Dollar rate to USD today?
1 USD to SGD
Xe quoted 1 USD = 1.27748 SGD as of the most recent snapshot (Xe). This cross-rate matters for readers converting from USD to SGD to IDR, since a two-step conversion (USD → SGD → IDR) can compound spreads.
Live USD/SGD pair
The USD/SGD pair fluctuates based on monetary policy divergence between the Federal Reserve and the Monetary Authority of Singapore. Bloomberg’s SGDIDR:CUR pair provides professional-grade live quotes and historical charts for traders and institutions tracking intraday movements (Bloomberg).
For Indonesian recipients who ultimately need IDR, converting via SGD adds one more spread. Someone converting USD to SGD to IDR might receive 1–2% less final rupiah than a direct USD to IDR transfer at a competitive provider.
Common SGD to IDR amounts: 5, 50, 100?
5 SGD rate
At the April 29 Wise mid-market rate of 13,177.30 IDR, 5 SGD converts to approximately 65,887 IDR. Small amounts like this typically see the highest effective markup because transfer fees are fixed—a 5 SGD fee on a 5 SGD transfer represents a 100% fee.
50 SGD rate
Fifty Singapore dollars at the same rate yields 658,865 IDR. At BCA’s sell rate, the same 50 SGD would cost 682,558 IDR to purchase. The 23,693 IDR difference represents the bank’s margin on that transaction.
Bank comparisons
For amounts between 5 SGD and 100 SGD, Wise’s mid-market rate consistently outperforms bank sell rates but underperforms bank buy rates. OFX’s rate of 13,035.28 IDR as of March 31, 2026 fell below even Wise’s mid-market, suggesting that promotional rates and transfer sizes heavily influence the effective quote (OFX).
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Rates from Wise at 13,565 IDR per SGD and BCA’s 13,420-13,651 range closely align with the live SGD to IDR rates detailed on Singapore Headline.
Frequently asked questions
What factors affect the SGD to IDR exchange rate?
The SGD/IDR rate is driven by monetary policy divergence between the Monetary Authority of Singapore and Bank Indonesia, trade balances between the two economies, capital flows, and global risk sentiment. Indonesia’s larger inflation differential relative to Singapore typically keeps the rupiah under modest depreciation pressure over longer time horizons.
Where can I get the best SGD to IDR rate?
Mid-market rate providers like Wise and Xe offer rates closest to the interbank benchmark. OFX and Western Union may offer competitive rates for larger transfers, though each platform applies different fee structures. Bank rates should be compared only after calculating the effective rate including spread and any flat transfer fees.
How often do SGD/IDR rates update?
Mid-market rates update continuously during weekday trading hours. Provider-specific rates may refresh every few minutes or may be delayed. Bloomberg and Investing.com aggregate multiple provider feeds; Wise and Xe update within seconds of market movements.
What drives the spread between bank buy and sell rates?
The buy rate is what the bank pays you when you sell SGD; the sell rate is what you pay when you buy SGD. The difference—the spread—is the bank’s margin. BCA’s spread on SGD/IDR typically ranges from 1.5% to 2.5%, meaning a 100,000 IDR swing on a 1,000 SGD transaction depending on direction.
Can I use Wise for SGD to IDR transfers?
Yes. Wise supports SGD to IDR transfers with the mid-market rate as a baseline, plus a transparent transfer fee. The company claims transparent fees—5.34 SGD for a 1,000 SGD transfer yielding 12,734,731 IDR. However, Wise’s rate can fall below the mid-market rate after their margin is applied.
How does USD/SGD impact IDR conversions?
The USD/SGD rate of approximately 1.27748 means one Singapore dollar buys about 1.28 US dollars. Cross-referencing through USD is useful for readers comparing SGD/IDR against other dollar pairs, but a two-hop conversion (USD → SGD → IDR) compounds spreads and is generally less efficient than a direct transfer.
What was yesterday’s SGD/IDR rate?
Investing.com recorded a previous close of 13,506.50 IDR per SGD on April 28, 2026. Comparing that to the April 29 open helps gauge whether the rupiah strengthened or weakened overnight. The 73.54 IDR daily change represents a modest shift within the normal intraday range.
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